Cargo
Standard coverages and limits
Cargo / Transit Coverage protects covered goods against physical loss or damage while in transit, subject to the policy terms and exclusions
Warehouse-to-Warehouse Coverage may cover cargo from the point of origin through the transportation process to the final destination
Domestic or International Transit coverage can be structured for truck, rail, air, ocean, or multimodal transportation
General Liability coverage may be needed separately to cover third-party bodily injury and property damage arising from business operations
Motor Truck Cargo Liability — designed for eligible trucking companies with responsibility for customers’ cargo while in their possession or during transportation
Typical limits vary significantly based on the commodity and exposure; limits may be set per shipment, per occurrence, or on an annual aggregate basis
Annual premiums start from $1,000.00. Higher limits are available
Common endorsements / Optional coverages
Warehouse Legal Liability
Motor Truck Cargo
Freight Forwarder / Transportation Intermediary Liability
Loading & Unloading Coverage
General Average and Salvage Charges for eligible ocean cargo
Cost Factors & How Pricing Works
Type of cargo/commodity
Annual shipment value
Maximum value per shipment
Transportation method & shipping routes
Who Needs General Liability Insurance?
Importers and exporters
Trucking and transportation companies
Companies whose contracts require cargo coverage or specified liability limits
Businesses regularly shipping high-value goods
Freight forwarders and logistics companies
Cargo Insurance Quotes
Compare quotes from multiple carriers