Commercial Flood Insurance
Standard coverages and limits
Building coverage: Protects the insured commercial building against covered flood damage
Business personal property: Covers eligible contents, equipment, furniture, inventory, and other business property
Flood cleanup: Helps cover certain debris removal and cleanup expenses
Building systems: May cover electrical, plumbing, HVAC, and other permanently installed systems
Inventory coverage: Protects eligible business inventory and stock
Limits: Commercial flood policies can provide $500,000+ for buildings and $500,000+ for contents, depending on the program and underwriting
Common Endorsements / Optional Coverages
Business interruption and extra expense
Replacement cost coverage
Increased cost of compliance
Temporary relocation
Higher limits: Additional building and contents limits may be available for qualifying risks
Cost Factors & How Pricing Works
Property location and flood zone
Building value and replacement cost
Building construction and age, Prior flood claims
Coverage limits and deductible
Who Needs Flood Insurance?
Any business whose property or operations could be financially affected by flooding
Commercial property owners
Office buildings, warehouses and distribution centers
Businesses with valuable inventory or equipment
Businesses located in or near flood-prone areas
Flood Insurance Quotes
Compare quotes from multiple carriers