Commercial Property
Standard coverages and limits
Building coverage
Business personal property (BPP)
Business income / loss of income
Standard limits are typically based on property value, replacement cost, or actual cash value
Equipment breakdown, Outdoor property, signs, and landscaping
Debris removal, Newly acquired or newly constructed property
Annual premiums start from $750.00. Higher limits are available
Common Endorsements / Optional Coverages
Ordinance or law coverage
Sewer or drain backup
Spoilage / temperature change
Business interruption / extended business income
Tenant improvements and betterments
Cost Factors & How Pricing Works
Building age and construction type
Property location and local catastrophe exposure
Occupancy and type of business
Coverage limits, claims history
Who Needs Commercial Auto Insurance?
Building owners and landlords
Apartment and multifamily property owners
Nonprofit and community organizations
Businesses that lease commercial space and have significant business personal property or tenant improvements
Any business that owns or leases property where a loss could cause significant repair, replacement, or income-loss expenses
Commercial Property Insurance Quotes
Compare quotes from multiple carriers